Student Health Insurance Brief Information
°µÍøTV requires that all students have health insurance and go through an annual enrollment/waiver process to confirm coverage. Here are key points to consider when deciding whether to enroll in or waive the student health insurance:
Key Considerations:
- Coverage for Non-Urgent Care: Does your current insurance plan cover the student for visits to specialists or other non-urgent care while they are in Saratoga Springs?
- Mental Health and Physical Therapy: Does your insurance cover mental health services or physical therapy in Saratoga Springs?
- Lab Work and Imaging: Does your plan cover lab tests (e.g., blood work, x-rays) that may be done outside of Health Services at locations like or ? Health Services covers many services at no cost, but external testing or imaging might incur additional costs.
- Prescription Coverage: Does your insurance cover prescriptions at a local pharmacy, especially those not prescribed by a primary care provider?
- Cost Comparison: If your student is the only one covered on your insurance plan, it might be more cost-effective to remove them from your family plan, potentially reducing the cost by switching to a single or dual coverage plan, and instead enroll them in the student health insurance plan.
Important Notes:
- °µÍøTV's Student Health Insurance is provided through UnitedHealthcare.
- Coverage Dates: September 1st – August 31st.
- Estimated Annual Cost: $3,391
- If your student arrives before September 1st, contact the Bursar's Office for specific coverage details.
For further details on coverage (including a Summary of Benefits), you can refer to
Make sure to contact your insurance company to verify coverage details in Saratoga Springs to ensure you make the right choice.